Mount Kisco, NY
How exposed is Mount Kisco to wildfire?
Out of every US place USFS scores, Mount Kisco lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,139 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mount Kisco at the 40th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Mount Kisco's buildings actually sit
Indirect exposure is dominant in Mount Kisco (74.7% of 2,139 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 25.3% sit in the Direct zone.
Where Mount Kisco ranks
Within New York, Mount Kisco ranks higher (86th percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mount Kisco ranks 18,595 for wildfire risk (1 is highest) and 7,094 by building count (1 is largest). Within New York alone, it ranks 185 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Mount Kisco's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Mount Kisco
Mount Kisco's 74.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,139 counted buildings into the percentiles shown above for Mount Kisco. For more on what indirect exposure implies beyond Mount Kisco, see the exposure-zones guide.