Mount Holly Springs, PA
How exposed is Mount Holly Springs to wildfire?
Out of every US place USFS scores, Mount Holly Springs lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 902 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Holly Springs at the 54th percentile, close to its 57th-percentile risk score.
Mount Holly Springs's building exposure, zone by zone
Most of Mount Holly Springs's buildings (72.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Mount Holly Springs against the rest of the country
Mount Holly Springs's 94th-percentile standing inside Pennsylvania outpaces its 57th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mount Holly Springs ranks 13,437 for wildfire risk (1 is highest) and 12,709 by building count (1 is largest). Within Pennsylvania alone, it ranks 121 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Mount Holly Springs and the insurance market
Mount Holly Springs's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Mount Holly Springs (72.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Mount Holly Springs's 13,437-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mount Holly Springs, see the exposure-zones guide.