Mount Holly, NC
Mount Holly, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mount Holly at the 52nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 6,581 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Holly at the 55th percentile, close to its 52nd-percentile risk score.
What "at risk" means for the buildings here
6,581 buildings are counted in Mount Holly, and 53.6% of them are Indirect exposure — ember-driven risk rather than the 42.8% in Direct exposure or the 3.7% rated Minimal. At 6,581 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Mount Holly against the rest of the country
There's little gap between Mount Holly's 52nd national percentile and its 42nd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mount Holly ranks 15,295 for wildfire risk (1 is highest) and 2,634 by building count (1 is largest). Within North Carolina alone, it ranks 447 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Mount Holly
Mount Holly's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Mount Holly
Mount Holly's 53.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Mount Holly's figures come from
The methodology guide shows exactly how USFS turned 6,581 counted buildings into the percentiles shown above for Mount Holly. The exposure-zones guide covers what Mount Holly's dominant indirect exposure actually means, with real examples from across the dataset.