Mount Hermon, VA
Mount Hermon, VA's wildfire risk, in USFS's own numbers
Mount Hermon sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,014 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mount Hermon at the 38th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Mount Hermon's building exposure, zone by zone
USFS classifies 83.3% of Mount Hermon's buildings as Direct exposure, higher than its 16.7% Indirect share and far above its 0% Minimal share — a profile where 1,678 structures sit close enough to vegetation that lot clearing matters most.
How Mount Hermon compares
Mount Hermon scores 36th nationally and 26th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mount Hermon ranks 20,153 for wildfire risk (1 is highest) and 7,437 by building count (1 is largest). Within Virginia alone, it ranks 505 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Mount Hermon's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Mount Hermon
Because Direct exposure dominates in Mount Hermon (83.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mount Hermon's figures come from
Mount Hermon's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mount Hermon's dominant direct exposure actually means, with real examples from across the dataset.