Mount Healthy, OH
How exposed is Mount Healthy to wildfire?
Mount Healthy sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,754 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mount Healthy at the 15th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mount Healthy's buildings actually sit
USFS classifies 82.6% of Mount Healthy's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Mount Healthy against the rest of the country
Compare Mount Healthy's two percentiles: 40th within Ohio, only 13th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mount Healthy ranks 27,336 for wildfire risk (1 is highest) and 5,844 by building count (1 is largest). Within Ohio alone, it ranks 764 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Mount Healthy
Mount Healthy's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 82.6% of buildings rated Minimal exposure, Mount Healthy gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mount Healthy's figures come from
Every one of the two percentiles behind Mount Healthy's 27,336-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mount Healthy's dominant minimal exposure actually means, with real examples from across the dataset.