WildfireRiskFinder

Mount Enterprise, TX

Mount Enterprise, TX's wildfire risk, in USFS's own numbers

High
69thpercentile nationally

Mount Enterprise sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 464 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Enterprise at the 70th percentile, close to its 69th-percentile risk score.

What "at risk" means for the buildings here

464Total buildings
41.4%Direct exposure
58.6%Indirect exposure
0%Minimal exposure

464 buildings are counted in Mount Enterprise, and 58.6% of them are Indirect exposure — ember-driven risk rather than the 41.4% in Direct exposure or the 0% rated Minimal.

Mount Enterprise against the rest of the country

Inside Texas, Mount Enterprise sits at just the 28th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mount Enterprise ranks 9,849 for wildfire risk (1 is highest) and 17,999 by building count (1 is largest). Within Texas alone, it ranks 1,291 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Mount Enterprise and the insurance market

Mount Enterprise's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

What would actually reduce this score

With ember exposure the dominant pattern in Mount Enterprise (58.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.

More on how this number was built

The methodology guide shows exactly how USFS turned 464 counted buildings into the percentiles shown above for Mount Enterprise. For more on what indirect exposure implies beyond Mount Enterprise, see the exposure-zones guide.