Mount Dora, FL
Mount Dora, FL's wildfire risk, in USFS's own numbers
Mount Dora's 6,402 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Dora's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Mount Dora's buildings actually sit
USFS classifies 39.2% of Mount Dora's buildings as Direct exposure, higher than its 28.9% Indirect share and far above its 31.9% Minimal share — a profile where 2,508 structures sit close enough to vegetation that lot clearing matters most. At 6,402 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Mount Dora ranks
Inside Florida, Mount Dora sits at just the 48th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mount Dora ranks 6,295 for wildfire risk (1 is highest) and 2,705 by building count (1 is largest). Within Florida alone, it ranks 496 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Mount Dora's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 39.2% of Mount Dora in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mount Dora's figures come from
Mount Dora's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mount Dora's dominant direct exposure actually means, with real examples from across the dataset.