Mount Clare, IL
Mount Clare, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Mount Clare lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 232 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mount Clare at the 12th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 69% of Mount Clare's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 19.8% Direct and 11.2% Indirect — a landscape-level risk rather than a building-by-building one.
How Mount Clare compares
Within Illinois, Mount Clare ranks higher (46th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mount Clare ranks 27,914 for wildfire risk (1 is highest) and 23,731 by building count (1 is largest). Within Illinois alone, it ranks 785 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Mount Clare
Mount Clare's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Mount Clare
Mount Clare's 69% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Mount Clare's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Mount Clare, see the exposure-zones guide.