Mount Carmel, OH
How exposed is Mount Carmel to wildfire?
Out of every US place USFS scores, Mount Carmel lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,880 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Carmel's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Mount Carmel's building exposure, zone by zone
1,880 buildings are counted in Mount Carmel, and 63.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 25% rated Minimal.
How Mount Carmel compares
Mount Carmel's 39th-percentile standing inside Ohio outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mount Carmel ranks 27,367 for wildfire risk (1 is highest) and 7,825 by building count (1 is largest). Within Ohio alone, it ranks 768 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Mount Carmel and the insurance market
At the 13th national percentile, Mount Carmel rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 63.8% of Mount Carmel in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Mount Carmel's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Mount Carmel, see the exposure-zones guide.