Mount Calm, TX
Mount Calm, TX's wildfire risk, in USFS's own numbers
Mount Calm's 252 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Calm at the 78th percentile, close to its 80th-percentile risk score.
Where Mount Calm's buildings actually sit
252 buildings are counted in Mount Calm, and 61.1% of them are Indirect exposure — ember-driven risk rather than the 38.9% in Direct exposure or the 0% rated Minimal.
How Mount Calm compares
Inside Texas, Mount Calm sits at just the 60th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mount Calm ranks 6,411 for wildfire risk (1 is highest) and 23,087 by building count (1 is largest). Within Texas alone, it ranks 712 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Mount Calm and the insurance market
Mount Calm's 80th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mount Calm
With ember exposure the dominant pattern in Mount Calm (61.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Mount Calm's 6,411-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mount Calm, see the exposure-zones guide.