Mount Ayr, IN
How exposed is Mount Ayr to wildfire?
Mount Ayr's 119 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Ayr at the 1st percentile, close to its 1st-percentile risk score.
Where Mount Ayr's buildings actually sit
Only 26.1% of Mount Ayr's 119 buildings carry Direct exposure and 0% carry Indirect; the remaining 74% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Mount Ayr ranks
Mount Ayr's risk sits at a similar level relative to Indiana (8th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mount Ayr ranks 31,203 for wildfire risk (1 is highest) and 28,189 by building count (1 is largest). Within Indiana alone, it ranks 894 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Mount Ayr and the insurance market
Mount Ayr's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 74% of buildings rated Minimal exposure, Mount Ayr gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mount Ayr's figures come from
The methodology guide shows exactly how USFS turned 119 counted buildings into the percentiles shown above for Mount Ayr. The exposure-zones guide covers what Mount Ayr's dominant minimal exposure actually means, with real examples from across the dataset.