Mount Auburn, IL
Mount Auburn, IL's wildfire risk, in USFS's own numbers
Mount Auburn sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 393 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Auburn's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Mount Auburn's building exposure, zone by zone
Mount Auburn rates 86.5% Minimal exposure against just 13.5% Direct and 0% Indirect — of 393 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Mount Auburn against the rest of the country
Within Illinois, Mount Auburn ranks higher (24th percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mount Auburn ranks 30,184 for wildfire risk (1 is highest) and 19,350 by building count (1 is largest). Within Illinois alone, it ranks 1,090 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Mount Auburn's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 86.5% of Mount Auburn outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 393 counted buildings into the percentiles shown above for Mount Auburn. For more on what minimal exposure implies beyond Mount Auburn, see the exposure-zones guide.