Mounds View, MN
Mounds View wildfire risk explained
Mounds View's 5,940 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mounds View at the 41st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Mounds View's building exposure, zone by zone
Most of Mounds View's buildings (70.9% of 5,940) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,940 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Mounds View compares
Mounds View's 57th-percentile standing inside Minnesota outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mounds View ranks 18,498 for wildfire risk (1 is highest) and 2,900 by building count (1 is largest). Within Minnesota alone, it ranks 393 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Mounds View
Mounds View's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 70.9% of Mounds View outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Mounds View's figures come from
Every one of the two percentiles behind Mounds View's 18,498-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mounds View's dominant minimal exposure actually means, with real examples from across the dataset.