Mounds, IL
Mounds, IL's wildfire risk, in USFS's own numbers
Mounds's 517 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mounds's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where Mounds's buildings actually sit
USFS puts 84.3% of Mounds's 517 buildings in the Indirect exposure zone, versus 15.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Mounds compares
Compare Mounds's two percentiles: 81st within Illinois, only 31st nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mounds ranks 21,707 for wildfire risk (1 is highest) and 17,069 by building count (1 is largest). Within Illinois alone, it ranks 274 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 31st national percentile, Mounds rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 84.3% of Mounds's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mounds's 21,707-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mounds, see the exposure-zones guide.