Mound, MN
Mound wildfire risk explained
Mound sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 4,108 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mound at the 49th percentile, close to its 51st-percentile risk score.
What "at risk" means for the buildings here
Most of Mound's buildings (63.2% of 4,108) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Mound compares
Within Minnesota, Mound ranks higher (76th percentile) than it does nationally (51st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mound ranks 15,412 for wildfire risk (1 is highest) and 4,136 by building count (1 is largest). Within Minnesota alone, it ranks 225 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Mound's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 63.2% of buildings rated Minimal exposure, Mound gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,108 counted buildings into the percentiles shown above for Mound. For more on what minimal exposure implies beyond Mound, see the exposure-zones guide.