Mound City, SD
Mound City, SD's wildfire risk, in USFS's own numbers
USFS scores Mound City at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 109 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mound City at the 60th percentile, close to its 68th-percentile risk score.
Where Mound City's buildings actually sit
Mound City rates 70.6% Minimal exposure against just 29.4% Direct and 0% Indirect — of 109 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Mound City ranks
Mound City scores 68th nationally and 63rd within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mound City ranks 10,004 for wildfire risk (1 is highest) and 28,673 by building count (1 is largest). Within South Dakota alone, it ranks 162 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Mound City and the insurance market
Mound City's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Even with 70.6% of Mound City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 109 counted buildings into the percentiles shown above for Mound City. For more on what minimal exposure implies beyond Mound City, see the exposure-zones guide.