Moulton, TX
Moulton wildfire risk explained
Out of every US place USFS scores, Moulton lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 778 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moulton at the 63rd percentile, close to its 63rd-percentile risk score.
Moulton's building exposure, zone by zone
USFS puts 67.5% of Moulton's 778 buildings in the Indirect exposure zone, versus 32.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Moulton against the rest of the country
Inside Texas, Moulton sits at just the 18th percentile even though it scores 63rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Moulton ranks 11,834 for wildfire risk (1 is highest) and 13,837 by building count (1 is largest). Within Texas alone, it ranks 1,477 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Moulton
Moulton's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Moulton (67.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Moulton's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Moulton, see the exposure-zones guide.