Moulton, IA
Moulton, IA's wildfire risk, in USFS's own numbers
Moulton sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 483 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moulton at the 69th percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
Most of Moulton's buildings (77.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Moulton compares
Compare Moulton's two percentiles: 91st within Iowa, only 67th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Moulton ranks 10,396 for wildfire risk (1 is highest) and 17,646 by building count (1 is largest). Within Iowa alone, it ranks 93 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Moulton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Moulton's 77.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Moulton's figures come from
Every one of the two percentiles behind Moulton's 10,396-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Moulton's dominant indirect exposure actually means, with real examples from across the dataset.