WildfireRiskFinder

Mossyrock, WA

Mossyrock, WA's wildfire risk, in USFS's own numbers

High
70thpercentile nationally

Out of every US place USFS scores, Mossyrock lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 471 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Mossyrock's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.

What "at risk" means for the buildings here

471Total buildings
37.8%Direct exposure
62.2%Indirect exposure
0%Minimal exposure

Most of Mossyrock's buildings (62.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.

How Mossyrock compares

Mossyrock's risk sits at a similar level relative to Washington (71st percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mossyrock ranks 9,628 for wildfire risk (1 is highest) and 17,865 by building count (1 is largest). Within Washington alone, it ranks 181 of 628 places by risk. See the full county-by-county picture for Washington on its state page.

What this risk score means for insurance

At the 70th percentile nationally, Mossyrock carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

Lowering exposure, not just insuring around it

With ember exposure the dominant pattern in Mossyrock (62.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.

More on how this number was built

Every one of the two percentiles behind Mossyrock's 9,628-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mossyrock, see the exposure-zones guide.