Mosses, AL
Mosses, AL's wildfire risk, in USFS's own numbers
Mosses sits at the 59th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 512 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mosses at the 62nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mosses's buildings actually sit
512 buildings are counted in Mosses, and 89.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Mosses compares
Mosses's 59th national percentile looks worse in isolation than its 22nd ranking inside Alabama does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, Mosses ranks 13,036 for wildfire risk (1 is highest) and 17,141 by building count (1 is largest). Within Alabama alone, it ranks 461 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 59th national percentile, Mosses rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Mosses
Mosses's 89.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Mosses's 13,036-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Mosses, see the exposure-zones guide.