Mosquero, NM
How exposed is Mosquero to wildfire?
Out of every US place USFS scores, Mosquero lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 175 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mosquero's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Mosquero: 65.7% of its 175 buildings, versus 34.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Mosquero compares
Mosquero ranks lower within New Mexico (71st percentile statewide) than its 88th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mosquero ranks 3,657 for wildfire risk (1 is highest) and 25,827 by building count (1 is largest). Within New Mexico alone, it ranks 144 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Mosquero's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 65.7% of Mosquero in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mosquero's 3,657-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Mosquero, see the exposure-zones guide.