Mosier, OR
Mosier wildfire risk explained
Mosier's 299 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mosier at the 98th percentile, close to its 97th-percentile risk score.
What "at risk" means for the buildings here
Most of Mosier's buildings (74.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Mosier against the rest of the country
There's little gap between Mosier's 97th national percentile and its 88th percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mosier ranks 1,111 for wildfire risk (1 is highest) and 21,664 by building count (1 is largest). Within Oregon alone, it ranks 54 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Mosier's 97th-percentile score lands in Oregon, the only two states requiring a wildfire disclosure at sale. Oregon's own hazard map feeds directly into that disclosure requirement. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Mosier (74.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Mosier's figures come from
Mosier's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mosier's dominant indirect exposure actually means, with real examples from across the dataset.