Mosheim, TX
Mosheim, TX's wildfire risk, in USFS's own numbers
USFS scores Mosheim at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 56 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mosheim at the 93rd percentile, close to its 95th-percentile risk score.
Mosheim's building exposure, zone by zone
Direct exposure dominates in Mosheim: 94.6% of its 56 buildings, versus 5.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Mosheim ranks
There's little gap between Mosheim's 95th national percentile and its 95th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mosheim ranks 1,558 for wildfire risk (1 is highest) and 30,776 by building count (1 is largest). Within Texas alone, it ranks 89 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Mosheim
Mosheim's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Mosheim's 94.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mosheim's figures come from
The methodology guide shows exactly how USFS turned 56 counted buildings into the percentiles shown above for Mosheim. The exposure-zones guide covers what Mosheim's dominant direct exposure actually means, with real examples from across the dataset.