Mosheim, TN
How exposed is Mosheim to wildfire?
Mosheim sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,534 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mosheim's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Where Mosheim's buildings actually sit
Of Mosheim's 1,534 counted buildings, 78.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Mosheim against the rest of the country
Mosheim scores 73rd nationally and 73rd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mosheim ranks 8,387 for wildfire risk (1 is highest) and 9,016 by building count (1 is largest). Within Tennessee alone, it ranks 138 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Mosheim and the insurance market
At the 73rd percentile nationally, Mosheim carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 78.7% of Mosheim in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mosheim's figures come from
The methodology guide shows exactly how USFS turned 1,534 counted buildings into the percentiles shown above for Mosheim. The exposure-zones guide covers what Mosheim's dominant direct exposure actually means, with real examples from across the dataset.