WildfireRiskFinder

Moses Lake North, WA

Moses Lake North wildfire risk explained

Very High
89thpercentile nationally

USFS's Wildfire Risk to Communities model puts Moses Lake North at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,171 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Moses Lake North's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.

What "at risk" means for the buildings here

1,171Total buildings
2.6%Direct exposure
24.1%Indirect exposure
73.4%Minimal exposure

73.4% of Moses Lake North's 1,171 buildings sit in USFS's Minimal exposure zone, with only 2.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.

How Moses Lake North compares

Moses Lake North scores 89th nationally and 80th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Moses Lake North ranks 3,577 for wildfire risk (1 is highest) and 10,826 by building count (1 is largest). Within Washington alone, it ranks 129 of 628 places by risk. See the full county-by-county picture for Washington on its state page.

What this risk score means for insurance

At the 89th percentile nationally, Moses Lake North carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

Hardening a home in Moses Lake North

Moses Lake North's 73.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.

Where Moses Lake North's figures come from

Every one of the two percentiles behind Moses Lake North's 3,577-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Moses Lake North's dominant minimal exposure actually means, with real examples from across the dataset.