Moselle, MS
How exposed is Moselle to wildfire?
Moselle's 263 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moselle at the 86th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Moselle's building exposure, zone by zone
Of Moselle's 263 counted buildings, 73.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Moselle ranks
Moselle scores 83rd nationally and 85th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Moselle ranks 5,326 for wildfire risk (1 is highest) and 22,734 by building count (1 is largest). Within Mississippi alone, it ranks 62 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Moselle's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Moselle (73.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 263 counted buildings into the percentiles shown above for Moselle. For more on what direct exposure implies beyond Moselle, see the exposure-zones guide.