Moseleyville, KY
Moseleyville wildfire risk explained
Out of every US place USFS scores, Moseleyville lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 344 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Moseleyville's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Moseleyville's building exposure, zone by zone
Direct exposure dominates in Moseleyville: 82.9% of its 344 buildings, versus 4.9% Indirect and 12.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Moseleyville compares
Moseleyville's 42nd-percentile standing inside Kentucky outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Moseleyville ranks 24,291 for wildfire risk (1 is highest) and 20,465 by building count (1 is largest). Within Kentucky alone, it ranks 320 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Moseleyville's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Moseleyville's 82.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Moseleyville's 24,291-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Moseleyville, see the exposure-zones guide.