Moscow, TN
Moscow wildfire risk explained
Moscow sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 314 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moscow at the 81st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Moscow's buildings actually sit
314 buildings are counted in Moscow, and 69.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Moscow compares
There's little gap between Moscow's 78th national percentile and its 82nd percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Moscow ranks 7,004 for wildfire risk (1 is highest) and 21,266 by building count (1 is largest). Within Tennessee alone, it ranks 90 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Moscow
Moscow's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Moscow
With 69.4% of Moscow in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Moscow's figures come from
Moscow's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Moscow's dominant direct exposure actually means, with real examples from across the dataset.