Moscow, PA
Moscow, PA's wildfire risk, in USFS's own numbers
USFS scores Moscow at the 47th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 921 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moscow at the 48th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
59.9% of Moscow's 921 buildings sit in USFS's Direct exposure zone, roughly 552 structures close enough to burnable vegetation for flame contact, not just embers — 40.1% fall in the Indirect, ember-only zone and 0% are Minimal.
How Moscow compares
Compare Moscow's two percentiles: 75th within Pennsylvania, only 47th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Moscow ranks 16,775 for wildfire risk (1 is highest) and 12,551 by building count (1 is largest). Within Pennsylvania alone, it ranks 488 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 47th national percentile, Moscow rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Moscow
Because Direct exposure dominates in Moscow (59.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 921 counted buildings into the percentiles shown above for Moscow. For more on what direct exposure implies beyond Moscow, see the exposure-zones guide.