Morven, GA
Morven wildfire risk explained
Morven sits at the 57th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 338 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Morven at the 57th percentile, close to its 57th-percentile risk score.
What "at risk" means for the buildings here
Of Morven's 338 counted buildings, 67.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Morven against the rest of the country
Morven's 57th national percentile looks worse in isolation than its 15th ranking inside Georgia does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Morven ranks 13,389 for wildfire risk (1 is highest) and 20,621 by building count (1 is largest). Within Georgia alone, it ranks 570 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Morven
Morven's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Morven (67.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Morven's figures come from
Morven's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Morven's dominant direct exposure actually means, with real examples from across the dataset.