Morton, WA
Morton, WA's wildfire risk, in USFS's own numbers
USFS scores Morton at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 816 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Morton at the 57th percentile, close to its 59th-percentile risk score.
Morton's building exposure, zone by zone
Most of Morton's buildings (85.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Morton against the rest of the country
Morton's risk sits at a similar level relative to Washington (66th percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Morton ranks 13,097 for wildfire risk (1 is highest) and 13,495 by building count (1 is largest). Within Washington alone, it ranks 213 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Morton
Morton's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Morton (85.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Morton's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Morton, see the exposure-zones guide.