Morrowville, KS
How exposed is Morrowville to wildfire?
USFS's Wildfire Risk to Communities model puts Morrowville at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 163 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Morrowville at the 62nd percentile, lower than its 73rd-percentile risk score, because so much is actually built here.
Where Morrowville's buildings actually sit
Morrowville rates 87.1% Minimal exposure against just 12.9% Direct and 0% Indirect — of 163 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Morrowville ranks
Morrowville's risk sits at a similar level relative to Kansas (70th percentile statewide) as it does nationally (73rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Morrowville ranks 8,605 for wildfire risk (1 is highest) and 26,283 by building count (1 is largest). Within Kansas alone, it ranks 215 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Morrowville's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Morrowville
Morrowville's 87.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Morrowville's figures come from
Every one of the two percentiles behind Morrowville's 8,605-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Morrowville's dominant minimal exposure actually means, with real examples from across the dataset.