Morrow, AR
Morrow, AR's wildfire risk, in USFS's own numbers
Morrow's 259 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Morrow at the 96th percentile, close to its 94th-percentile risk score.
Where Morrow's buildings actually sit
100% of Morrow's 259 buildings sit in USFS's Direct exposure zone, roughly 259 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Morrow against the rest of the country
There's little gap between Morrow's 94th national percentile and its 100th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Morrow ranks 1,878 for wildfire risk (1 is highest) and 22,844 by building count (1 is largest). Within Arkansas alone, it ranks 2 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
At the 94th percentile nationally, Morrow carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Morrow in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Morrow's figures come from
Every one of the two percentiles behind Morrow's 1,878-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Morrow's dominant direct exposure actually means, with real examples from across the dataset.