Morrisville, MO
Morrisville, MO's wildfire risk, in USFS's own numbers
Morrisville sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 279 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Morrisville's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Morrisville's building exposure, zone by zone
Of Morrisville's 279 counted buildings, 56.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Morrisville compares
Within Missouri, Morrisville ranks higher (90th percentile) than it does nationally (74th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Morrisville ranks 8,191 for wildfire risk (1 is highest) and 22,224 by building count (1 is largest). Within Missouri alone, it ranks 110 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Morrisville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Morrisville's 56.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Morrisville's figures come from
Morrisville's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Morrisville's dominant direct exposure actually means, with real examples from across the dataset.