Morriston, FL
Morriston wildfire risk explained
Morriston sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 88 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Morriston at the 83rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Morriston's building exposure, zone by zone
88 buildings are counted in Morriston, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Morriston against the rest of the country
Inside Florida, Morriston sits at just the 52nd percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Morriston ranks 5,890 for wildfire risk (1 is highest) and 29,565 by building count (1 is largest). Within Florida alone, it ranks 460 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Morriston and the insurance market
Morriston's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Morriston's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Morriston's figures come from
Every one of the two percentiles behind Morriston's 5,890-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Morriston's dominant direct exposure actually means, with real examples from across the dataset.