Morrison, MO
How exposed is Morrison to wildfire?
Morrison's 124 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Morrison at the 61st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Morrison's buildings actually sit
Of Morrison's 124 counted buildings, 67.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Morrison against the rest of the country
Morrison scores 60th nationally and 54th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Morrison ranks 12,736 for wildfire risk (1 is highest) and 27,991 by building count (1 is largest). Within Missouri alone, it ranks 487 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Morrison's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 67.7% of Morrison in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Morrison's 12,736-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Morrison, see the exposure-zones guide.