Morrison, IL
Morrison, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Morrison lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,238 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Morrison's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Where Morrison's buildings actually sit
USFS puts 88.4% of Morrison's 2,238 buildings in the Indirect exposure zone, versus 9.2% Direct and 2.4% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Morrison ranks
Morrison's 66th-percentile standing inside Illinois outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Morrison ranks 24,545 for wildfire risk (1 is highest) and 6,841 by building count (1 is largest). Within Illinois alone, it ranks 495 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Morrison's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Morrison
Because 88.4% of Morrison's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Morrison's figures come from
Morrison's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Morrison's dominant indirect exposure actually means, with real examples from across the dataset.