Morrice, MI
How exposed is Morrice to wildfire?
USFS's Wildfire Risk to Communities model puts Morrice at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 551 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Morrice's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Morrice's buildings actually sit
Indirect exposure is dominant in Morrice (66.2% of 551 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 33.8% sit in the Direct zone.
Morrice against the rest of the country
Compare Morrice's two percentiles: 40th within Michigan, only 12th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Morrice ranks 27,859 for wildfire risk (1 is highest) and 16,558 by building count (1 is largest). Within Michigan alone, it ranks 447 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Morrice
Morrice's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Morrice's 66.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Morrice's figures come from
Morrice's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Morrice's dominant indirect exposure actually means, with real examples from across the dataset.