Morral, OH
How exposed is Morral to wildfire?
USFS's Wildfire Risk to Communities model puts Morral at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 320 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Morral at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Morral's buildings actually sit
USFS classifies 80.9% of Morral's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 19.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Morral against the rest of the country
Morral scores 3rd nationally and 17th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Morral ranks 30,615 for wildfire risk (1 is highest) and 21,096 by building count (1 is largest). Within Ohio alone, it ranks 1,043 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Morral
Morral's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 80.9% of buildings rated Minimal exposure, Morral gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Morral's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Morral, see the exposure-zones guide.