Moriches, NY
Moriches wildfire risk explained
Moriches sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 945 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moriches at the 47th percentile, close to its 50th-percentile risk score.
What "at risk" means for the buildings here
Of Moriches's 945 counted buildings, 48.9% carry Direct exposure and only 41% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Moriches compares
Within New York, Moriches ranks higher (95th percentile) than it does nationally (50th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Moriches ranks 15,669 for wildfire risk (1 is highest) and 12,343 by building count (1 is largest). Within New York alone, it ranks 65 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 50th national percentile, Moriches rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Moriches (48.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Moriches's 15,669-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Moriches, see the exposure-zones guide.