Moriarty, NM
Moriarty, NM's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Moriarty lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,551 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Moriarty's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 54% of Moriarty's buildings as Direct exposure, higher than its 46% Indirect share and far above its 0% Minimal share — a profile where 837 structures sit close enough to vegetation that lot clearing matters most.
Where Moriarty ranks
Inside New Mexico, Moriarty sits at just the 56th percentile even though it scores 82nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Moriarty ranks 5,706 for wildfire risk (1 is highest) and 8,950 by building count (1 is largest). Within New Mexico alone, it ranks 216 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Moriarty and the insurance market
At the 82nd percentile nationally, Moriarty carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Moriarty
Because Direct exposure dominates in Moriarty (54%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Moriarty's 5,706-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Moriarty, see the exposure-zones guide.