Morganville, KS
How exposed is Morganville to wildfire?
USFS's Wildfire Risk to Communities model puts Morganville at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 183 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Morganville at the 25th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
83.6% of Morganville's 183 buildings sit in USFS's Minimal exposure zone, with only 16.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Morganville ranks
Inside Kansas, Morganville sits at just the 7th percentile even though it scores 27th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Morganville ranks 22,996 for wildfire risk (1 is highest) and 25,498 by building count (1 is largest). Within Kansas alone, it ranks 671 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Morganville and the insurance market
Morganville's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 83.6% of buildings rated Minimal exposure, Morganville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Morganville's figures come from
Every one of the two percentiles behind Morganville's 22,996-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Morganville's dominant minimal exposure actually means, with real examples from across the dataset.