Morgan Heights, CO
How exposed is Morgan Heights to wildfire?
USFS's Wildfire Risk to Communities model puts Morgan Heights at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 135 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Morgan Heights at the 56th percentile, close to its 56th-percentile risk score.
Where Morgan Heights's buildings actually sit
135 buildings are counted in Morgan Heights, and 54.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Morgan Heights ranks
Morgan Heights ranks lower within Colorado (25th percentile statewide) than its 56th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Morgan Heights ranks 13,891 for wildfire risk (1 is highest) and 27,483 by building count (1 is largest). Within Colorado alone, it ranks 356 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Morgan Heights
Morgan Heights's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Morgan Heights (54.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Morgan Heights's figures come from
Morgan Heights's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Morgan Heights's dominant direct exposure actually means, with real examples from across the dataset.