Moreno Valley, CA
Moreno Valley wildfire risk explained
Moreno Valley's 52,142 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moreno Valley at the 95th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Moreno Valley's buildings (47.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 52,142 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Moreno Valley against the rest of the country
Moreno Valley ranks lower within California (74th percentile statewide) than its 95th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Moreno Valley ranks 1,629 for wildfire risk (1 is highest) and 165 by building count (1 is largest). Within California alone, it ranks 417 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Moreno Valley's 95th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Because 47.8% of Moreno Valley's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Moreno Valley's 1,629-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Moreno Valley, see the exposure-zones guide.