Morenci, MI
Morenci wildfire risk explained
USFS's Wildfire Risk to Communities model puts Morenci at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,193 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Morenci at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 90.8% of Morenci's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Morenci against the rest of the country
Morenci's risk sits at a similar level relative to Michigan (3rd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Morenci ranks 30,952 for wildfire risk (1 is highest) and 10,689 by building count (1 is largest). Within Michigan alone, it ranks 726 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Morenci and the insurance market
Morenci's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Morenci's 90.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Morenci's figures come from
Every one of the two percentiles behind Morenci's 30,952-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Morenci's dominant minimal exposure actually means, with real examples from across the dataset.