Moreland Hills, OH
Moreland Hills wildfire risk explained
Moreland Hills sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,673 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moreland Hills at the 31st percentile, close to its 30th-percentile risk score.
Moreland Hills's building exposure, zone by zone
USFS classifies 94.8% of Moreland Hills's buildings as Direct exposure, higher than its 3.4% Indirect share and far above its 1.8% Minimal share — a profile where 1,586 structures sit close enough to vegetation that lot clearing matters most.
Where Moreland Hills ranks
Moreland Hills's 64th-percentile standing inside Ohio outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Moreland Hills ranks 22,167 for wildfire risk (1 is highest) and 8,512 by building count (1 is largest). Within Ohio alone, it ranks 450 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 30th national percentile, Moreland Hills rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Moreland Hills's 94.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,673 counted buildings into the percentiles shown above for Moreland Hills. For more on what direct exposure implies beyond Moreland Hills, see the exposure-zones guide.