Morehead, KY
Morehead wildfire risk explained
USFS's Wildfire Risk to Communities model puts Morehead at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,444 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Morehead at the 58th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Morehead's building exposure, zone by zone
Indirect exposure is dominant in Morehead (68.8% of 2,444 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 31.2% sit in the Direct zone.
Where Morehead ranks
Within Kentucky, Morehead ranks higher (81st percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Morehead ranks 13,928 for wildfire risk (1 is highest) and 6,411 by building count (1 is largest). Within Kentucky alone, it ranks 105 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Morehead
At the 56th national percentile, Morehead rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Morehead
Because 68.8% of Morehead's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Morehead's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Morehead, see the exposure-zones guide.