Moran, TX
Moran wildfire risk explained
Out of every US place USFS scores, Moran lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 291 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Moran's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Moran (71.5% of 291 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.5% sit in the Direct zone.
Where Moran ranks
Moran scores 94th nationally and 93rd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Moran ranks 2,058 for wildfire risk (1 is highest) and 21,899 by building count (1 is largest). Within Texas alone, it ranks 137 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Moran
Moran's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Moran
With ember exposure the dominant pattern in Moran (71.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Moran's 2,058-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Moran, see the exposure-zones guide.