Mora, MN
How exposed is Mora to wildfire?
Mora sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,799 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mora's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Mora's building exposure, zone by zone
Most of Mora's buildings (65.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Mora ranks
Within Minnesota, Mora ranks higher (82nd percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mora ranks 13,902 for wildfire risk (1 is highest) and 8,063 by building count (1 is largest). Within Minnesota alone, it ranks 165 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Mora
At the 56th national percentile, Mora rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 65.2% of Mora's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Mora's figures come from
The methodology guide shows exactly how USFS turned 1,799 counted buildings into the percentiles shown above for Mora. The exposure-zones guide covers what Mora's dominant indirect exposure actually means, with real examples from across the dataset.