Moorland, KY
Moorland wildfire risk explained
USFS scores Moorland at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 225 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moorland at the 12th percentile, close to its 11th-percentile risk score.
Moorland's building exposure, zone by zone
225 buildings are counted in Moorland, and 50.7% of them are Indirect exposure — ember-driven risk rather than the 42.7% in Direct exposure or the 6.7% rated Minimal.
How Moorland compares
There's little gap between Moorland's 11th national percentile and its 12th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Moorland ranks 28,140 for wildfire risk (1 is highest) and 23,945 by building count (1 is largest). Within Kentucky alone, it ranks 487 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Moorland and the insurance market
Moorland's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 50.7% of Moorland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Moorland's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Moorland, see the exposure-zones guide.